Welcome to Smart Mortgage Centers, Inc.

“Excellent customer service, trust, and communication is what sets us apart from your just average mortgage/lending companies.” – Richard Birk, President

“I’m very proud to say, over the past 16 years we have received many awards but the biggest reward is knowing that 100% of our clients refer their friends and family.” – Brian Birk, Vice President


Welcome to Smart Mortgage Centers Inc.

Let our pool of expert loan consultants assist you in making your dreams turn into reality whether it’s getting your new home purchase or a cash-out loan for your other needs.

When it comes to refinancing and loan applications, Smart Mortgage Centers Inc. can help you through it all.

We are just one click or call away for a FREE CONSULTATION!

Awards and Citations

  • Rated as Top Local Lender in 2012
  • Better Business Bureau A+ Rating
  • Better Business Bureau Complaint Free Award 2012
  • Illinois Top Non-Imploded Lender
  • Member of the Illinois Association of Mortgage Professionals
  • Member of the Chamber of Commerce, Naperville, IL


Services Offered

We specialize in Refinancing services. However, we also offer the following:

  • New Home Purchase
  • FHA Loans
  • VA Loans
  • Conventional Loans
  • USDA Loans
  • Reverse Mortgages

Get A Quote!

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house in handsWe'll make sure you're in the best of hands!